Community Bank Mortgage Program

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Community Bank Mortgage Program

Mortgage rates are still at historically low levels. Rates will go up in the next cycle so be sure not to pass on this opportunity. Give us a call to explore whether a mortgage with Park State Bank & Trust is right for you.

Our mortgages have no lender application or origination fees. Our loan officers are not paid a commission and they are motivated to find the right solution for you.

We will take the time to understand your needs and we have the ability to work with unique properties and circumstances.

Our mortgages are held at the bank so you will not need to call an 800 number or track who owns your mortgage.

We offer a competitive loan program with fixed rates and long term mortgages. We also offer unconventional or conventional to include jumbo mortgages. All of our decisions and approvals are made locally.

If you are building a new home we can help you with a one-step construction to permanent mortgage. This program is designed to keep your expenses down, protect against liens, and transition smoothly to a permanent mortgage.

You can expect that Park State Bank & Trust will be here to assist you every step of the way.

Please note: Any third party costs will be passed through without markup to the borrower. Member FDIC, equal housing lender.