As a leader providing construction loans in the communities we serve, we take pride in offering competitive rates while offering a very efficient and effective process designed to work well for all parties involved.  Our experience will make a difference in assisting you in getting your home built.

We know the communities we serve and are happy to work with you to acquire the lot or land you desire.  Whether you want a spot to pitch your tent, or you plan to build your dream home, we are ready to talk to you about all of the nuances of buying land.

Personal means that we will personally work to help you meet your goals

We stand ready to assist in your next vehicle purchase or to get that recreational vehicle you have been wanting.

A simple application will give you access to a personal line of credit for use on a rainy day or those unexpected needs, or just as a backup to your checking accounts.

We have the checking accounts to meet your needs.  No fancy names, but tell us what features you desire and we will match them with the appropriate account.

Yes, we have savings accounts to meet your desire to save, and yes, one day rates will improve and give you a better return.

We have all the standard terms to match your funding needs timeline.

Yes, we offer a secure way for you to manage your accounts online and we utilize the industry/security required two factor authentication for your protection.

Yes, we offer a no charge bill pay solution allowing you to control and manage your payments

Save a tree, save some money and access your account statements at your convenience.

In development and soon you will receive your notices electronically.

Still available for your use.

Available if you only desire to access your accounts at an ATM, or wish to fund an account for your student's use.

Yes, we have a card more secure than cash and more convenient than checks.

No robots yet to bring your box, but we have most sizes available at a low cost to secure your valuables.

Apps in testing now for Apple and Android Phones.  We will announce their availability shortly.

App in testing and we will announce availability shortly.

App in testing and we will announce availability shortly.

Small Business is the backbone of our economy and yes we are proud to say that during the great recession we still invested and believed in the Small Business.  We will take the time to listen to your needs and desires and begin a relationship to walk with you to reach your goals.

Yes, we offer lines of credit to level out your cash flow cycles.

We are the best at supporting your projects and we work hard to facilitate expedited draws and we leverage our experience to give additional value to you.

Yes, we can facilitate an SBA loan if it is the best instrument to meet your business goals and needs.

We are a small community bank but we partner with other community banks to provide great service at higher loan amounts.

Yes, we have a checking account that will work for your business.

Yes, we have savings accounts with no fancy names.

Yes, we have all of the terms to match your funding needs.

Your accounts are online, you can offer “view only” access to your Bookkeeper/CPA.  Instant access to your statement the first business day of the month.

Small Businesses can leverage bill pay to more efficiently pay your obligations.

Additional online tools for your business, ACH debit and credit functionality and more.

Convenient. Immediately available versus waiting for snail mail.

Coming soon to get the information you need.

Safe, secure, and a more convenient than checks.

Acquire credit cards for the convenience of your customers with local support.

Currently available for your use.

Access your accounts with your most important tool, your mobile phone.

A solution for low check volume businesses.

We can offer RDC if you have a high volume of checks to deposit as a time saving convenience.

Locking and unlocking after hours convenience and to secure your deposits.

Yes, we offer competitive rates.  We could do it spaceship style, but we have found that there always seem to be obstacles to knockdown to get the desired outcome.  We have a high level of success in meeting our customer’s needs, unless you have absolutely no income.

Thank you for your service!  We will work hard to maximize the benefit you earned serving our country

We offer this program and can navigate the process with you.

We do live in an area where this is sometimes a great option and we will do the legwork to make the loan happen for you.

This product is not for everyone and if your circumstances make this product a good fit for you, we will make sure that you understand the mortgage and we will walk with you every step of the way.

Jumbo loans are common place in our communities and we can accommodate your needs.

In the event that an individual borrower cannot meet the requirements for a conventional or government mortgage, or are financing a home temporarily until additional assets become available, Park State Bank offers portfolio five-year loans with payments based on up to thirty-year amortizations. These 5/30 loans offer streamlined local underwriting and can bridge the gap for borrowers who find their situation or their property just shy of conventional approval requirements.

We can be agile in helping you meet your needs especially when transitioning in to our communities.