Mortgage Update

Community Bank Mortgage Program

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  • Our mortgages have no lender application or origination fees.
  • Our loan officers are not paid a commission and they are motivated to find the right solution for you.
  • We will take the time to understand your needs and we have the ability to work with unique properties and circumstances.
  • We offer a competitive loan program with fixed rates and long term mortgages.
  • We also offer unconventional or conventional to include jumbo mortgages.
  • All of our decisions and approvals are made locally.
  • If you are building a new home we can help you with a one-step construction to permanent mortgage. This program is designed to keep your expenses down, protect against liens, and transition smoothly to a permanent mortgage.  You can expect that Park State Bank & Trust will be here to assist you every step of the way.

Please note:  Any third party costs will be passed through without markup to the borrower. Member FDIC, equal housing lender.

David D. Paul, Mortgage Loan Officer, NMLS # 194398.